When Alaska Airlines and Hawaiian Airlines merged their loyalty programs into Atmos Rewards in 2025, we saw three fresh cards hit the scene.
The three Atmos Rewards cards (two personal and one business) provide solid benefits and travel-related perks for cardmembers to enjoy. They also feature some highly valuable welcome offers to collect a stash of Atmos Rewards points.
Now that we’ve seen two rounds of bonuses introduced across this lineup, we can help you decide on a smart time for your application. Keep in mind that offers can change at any time, and some of the offers mentioned in this article may no longer be available.
We’re also only discussing publicly available offers in this article, but know that targeted offers with more bonus points could exist.
With that in mind, let’s dive into the bonuses offered with the Atmos Rewards cards.
Best Atmos Rewards welcome offers
| Card | Best welcome offer we’ve seen | When to apply |
|---|---|---|
| Atmos™ Rewards Ascent Visa Signature® Credit Card | Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening. | When the welcome offer is more than 60,000 points and includes a companion fare. |
| Atmos™ Rewards Summit Visa Infinite® Credit Card | Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening. | When the offer is more than 80,000 points and includes a 25,000-point Global Companion Award. |
| Atmos™ Rewards Visa Signature® Business Card | Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening. | When the offer is more than 60,000 points and includes a companion fare. |
Atmos Rewards Ascent
With the Atmos Rewards Ascent, you can expect useful, high-value perks when you fly with Alaska or Hawaiian in exchange for a modest $95 annual fee.
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Ascent:
| Approximate date | Welcome offer | Value* |
|---|---|---|
| October 2025 to now | Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening, plus receive a 30% global flight discount code for a qualifying future flight after opening your new account. | $930 in points, plus the value of the companion fare and global flight discount code |
| August 2025 to October 2025 | Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening. | $1,240 in points, plus the value of the companion fare |
*Bonus offer value is based on TPG’s November 2025 valuations and is not provided by the credit card issuer.
Highest welcome offer
The highest welcome bonus we’ve seen offered 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days from account opening.
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When to apply
Since we haven’t seen many offers on this card yet, we can only base our advice on the launch bonus and the current offer. With that in mind, we’d generally recommend applying when the bonus provides more than 60,000 points and includes a companion fare.
Learn more: Atmos Rewards Ascent Visa Signature Credit Card
Atmos Rewards Summit
The Atmos Rewards Summit is an excellent choice for Alaska or Hawaiian loyalists who want to enjoy top benefits and elevated earning rates in multiple categories, including all foreign transactions, for a $395 annual fee.
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Summit:
| Approximate date | Welcome offer | Value* |
|---|---|---|
| October 2025 to now | Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days from account opening. | $1,628 |
| August 2025 to October 2025 | Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening. | $1,938 |
*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.
Highest welcome offer
The highest bonus we’ve seen offered in this card’s history was a chance to earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 on purchases within the first 90 days from account opening, offered in the late summer and early fall of 2025.
When to apply
From what we’ve seen in the card’s limited history, if you find an offer providing more than 80,000 points and including a 25,000-point Global Companion Award, it’s a good time to apply.
Learn more: Atmos Rewards Summit Visa Infinite Credit Card
Atmos Rewards Business
Business travelers who frequently fly on Alaska and Hawaiian have plenty to like about the Atmos Rewards Business, which charges a $70 annual fee for the company and $25 per card.
Welcome offer history
Here are the welcome offers we have seen on the Atmos Rewards Business:
| Approximate date | Welcome offer | Value* |
|---|---|---|
| October 2025 to now | Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days from account opening. | $930 in points, plus the value of the companion fare |
| August 2025 to October 2025 | Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening. | $1,240 in points, plus the value of the companion fare |
*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.
Highest welcome offer
The best bonus on this card offered 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases within the first 90 days from account opening.
When to apply
Given what we know about this card’s history, you should apply if you can earn more than 60,000 points and a companion fare with its bonus.
Learn more: Atmos Rewards Visa Signature Business Card
Bottom line
Since the Atmos Rewards card suite is new to the market, we’ve only seen two rounds of welcome offers in its history. As time passes, we may see a greater variety in the bonuses offered.
If you’re an Alaska or Hawaiian loyalist — or someone who places value in the Atmos Rewards program — these cards are worth considering for their solid benefits and good earning rates in multiple categories. So, it’s worth keeping these cards in mind as you develop your personal rewards strategy.
To learn more about credit card bonus offers over time, check out the following:
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