If you’re considering applying for The Business Platinum Card® from American Express, now is the best time to do it.
Alongside a long-rumored update to the personal card, Amex has also introduced changes to the business version of The Platinum Card® from American Express. And, to mark the occasion, the Business Platinum is offering its highest-ever offer.
As is common with card refreshes, the Business Platinum’s annual fee has increased to $895 (see rates and fees). That makes it among the most expensive business cards on the market.
With an annual fee that high, receiving the highest welcome offer possible is important. So, here’s what you need to know about the current offer on the Amex Business Platinum.
Current Amex Business Platinum welcome offer
New Business Platinum applicants can earn 200,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership.
That’s the highest-ever offer we’ve seen on this card, so this is the best time to apply.
Based on our September 2025 valuations, those 200,000 Membership Rewards points are worth $4,000. That makes it one of the most valuable welcome offers we’ve ever seen.
It’s possible to get even more value if you redeem your Amex Membership Rewards points for lucrative redemptions.
To earn the full 200,000-point bonus, your business must spend a lot on the card quickly. With its hefty initial spending requirement and statement credits (which we’ll talk about below), this card is targeted toward businesses with employees and significant expenses.
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Keep in mind that Amex only allows cardmembers to earn one welcome bonus per card in a lifetime. That’s why we encourage prospective cardmembers to be patient and wait for the best offer they can get — which is now.
Related: 9 things to do when you get the Amex Business Platinum Card
Key Business Platinum Card benefits
While the Business Platinum carries a high $895 annual fee, the wide range of perks and credits can easily outweigh the cost for business owners who maximize its offerings.
Statement credits
The card offers over $3,100 in annual value (including the prorated value of the Global Entry credit) if you maximize all the statement credits:
| Credit* | Amount per calendar year |
How it works |
|---|---|---|
| Adobe | $250 | $250 Adobe statement credit after spending $600 or more on U.S. purchases made directly at Adobe (from July 1 through Dec. 31, 2025, and for each calendar year after) |
| Airline | Up to $200 | Up to $200 annually for incidental charges with an airline of your choice |
| Clear Plus | Up to $209 | Up to $209 annually for an annual Clear membership for expedited airport security |
| Dell | Up to $1,150 |
|
| Global Entry/TSA PreCheck | Up to $120 (every four to 4 1/2 years) | Statement credits for Global Entry every four years ($120) or TSA PreCheck every 4 1/2 years (up to $85) |
| Hilton | Up to $200 | Up to $50 quarterly on eligible purchases made directly with a Hilton portfolio property (Hilton for Business program membership is required) |
| Hotel | Up to $600 | Up to $300 biannually for eligible American Express Fine Hotels + Resorts and The Hotel Collection bookings (minimum two-night stay is required for The Hotel Collection) |
| Indeed | Up to $360 | Up to $90 quarterly on all Indeed hiring and recruiting products and services |
| Wireless telephone services | Up to $120 | Up to $10 in monthly statement credits for purchases made directly from any U.S. wireless telephone provider |
*Enrollment is required in advance for select benefits, and auto-renewal applies to some credits.
Plus, if you put at least $250,000 in eligible purchases on the card in a calendar year, you’ll unlock the following credits:
- $1,200 for Amex Travel flights
- $2,400 for American Express One AP (the issuer’s automated accounts payable platform) payments
That’s up to $3,600 in additional annual value, though the benefit is clearly targeted at companies with significant card spending and, ideally, those already using (or willing to adopt) Amex’s One AP platform.
Earning rates
The Business Platinum offers impressive earning potential, including:
- 5 points per dollar spent on flights and prepaid hotels booked through amextravel.com
- 1 point per dollar spent on most other eligible purchases
Cardmembers also earn 2 points per dollar spent in the following categories (on up to $2 million in eligible purchases per calendar year, then 1 point per dollar):
- Eligible purchases of $5,000 or more
- U.S. cloud service and software providers
- U.S. construction materials and hardware suppliers
- U.S. electronic goods retailers
- U.S. shipping providers
Other card perks
Beyond credits and rewards, the Business Platinum enhances your travel and business experience with these benefits**:
**Enrollment is required for select benefits.
***Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Related: Is the Amex Business Platinum worth the annual fee?
Who is eligible for the Amex Business Platinum welcome offer?
The personal and business versions of the Platinum are considered different products. So, even if you currently have the Amex Platinum, the issuer’s one-bonus-per-card-per-lifetime rule won’t prevent you from earning the business card’s bonus.
Likewise, you may be eligible to earn a welcome offer on the Amex Business Platinum even if you already have another Amex business card, such as the American Express® Business Gold Card.
However, Amex may not give you a welcome offer based on several factors, including the number of American Express cards you have opened and closed.
So, look out for any messages or pop-ups while you apply. Amex’s welcome bonus qualification tool should notify you if you aren’t eligible for the welcome bonus and allow you to withdraw your application.
Related: What credit score do you need for the Amex Business Platinum Card?
Bottom line
The Business Platinum delivers exceptional value through its generous welcome offer, robust statement credits and premium perks.
While the $895 annual fee is steep, businesses that maximize these benefits can more than offset the cost, making this one of the most rewarding business cards currently available — especially with its highest-ever offer.
To learn more, read our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum Card, click here.
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